Self-employed and businesses
The work, the premises, the vehicles, the sites.
Two obligations apply to every business in Luxembourg: contributing to the Centre commun de la sécurité sociale, and insuring third-party liability on every vehicle used for work. Some regulated professions — estate agents, architects, notaries, medical professions — must also hold professional liability cover. The rest depends on the trade.
What it covers
- Professional liability, operating liability and after delivery
- Business contents: equipment, stock, fittings
- Business interruption after a covered loss
- The vehicle fleet, from first to last
- Building sites: new construction and conversion
The Baloise products involved
- Professional and operating liability
- BUSINESS — buildings, equipment, stock, business interruption
- Fleet insurance
- Construction risk cover for new builds and conversions
- Goods in transit cover (CMR)
- Personal accident cover
What we need from you
- Your activity and business permit number
- Annual turnover, as an order of magnitude
- Address and floor area of the business premises
- Number of employees and vehicles
